About WhatsMyMortgage.ca

We built this because most mortgage calculators online either oversimplify the math or exist to collect your information before showing you anything useful. Ours run the actual formulas a lender runs, in full, before asking for anything.

WhatsMyMortgage.ca is an independent educational resource. We are not a mortgage brokerage, lender, or insurer, and we don't arrange or negotiate mortgages ourselves. When you ask to speak with someone, we connect you with a licensed mortgage agent, with no obligation and no cost to you.

Every rule and formula behind these calculators is published, not proprietary. See exactly where the numbers come from on the Sources & method page.