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What documents will you need?
What a lender actually asks for depends on how you're paid. Have these ready before you apply and the process moves faster.
If you're salaried
Recent pay stub
T4 or T4A, last 2 years
Job letter confirming salary
If you're self-employed
T1 Generals, last 2 years
Notice of Assessment, last 2 years
Business licence or incorporation docs
If you earn commission
T4, last 2 years
Notice of Assessment, last 2 years
Letter from employer confirming structure
Want a person to look at it?
Not sure which of these applies to you, or what counts as proof of income in your situation? A licensed mortgage agent can tell you exactly what your file needs, before you start gathering paperwork.
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