Terms of Service

WhatsMyMortgage.ca provides free calculators for informational and educational purposes only. Nothing on this site is financial, legal, or tax advice, and using it does not create an advisory relationship of any kind.

Every figure produced by a calculator is an estimate based on the numbers you enter and publicly available guidelines. It is not an approval, a rate quote, or a guarantee, and actual results from a lender will differ. Confirm anything that matters, including penalties and exact eligibility, directly with your lender or a licensed mortgage professional.

We do our best to keep the underlying rates and rules current, but we make no warranty as to accuracy and are not liable for decisions made based on these tools.

These terms are governed by the laws of Ontario, Canada.