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What would your mortgage payment be?
Monthly mortgage payment
$2,861
On $520,000 at 4.44% over 25 years.
Accelerated biweekly
$1,430
Accelerated weekly
$715
Total interest paid
$338,222
Mortgage amount
$520,000
Paying biweekly or weekly on an accelerated schedule works out to one extra monthly payment a year — roughly $1,001 less interest over the full amortization.
See every line
The mortgage
Purchase price$650,000
Down payment$130,000
Base mortgage$520,000
Mortgage amount$520,000
Payment by frequency
Monthly$2,861
Accelerated biweekly$1,430
Accelerated weekly$715
Over the full amortization
Total paid$858,222
Total interest$338,222
What this assumed
CompoundingSemi-annual, not in advance (the Canadian standard)
Minimum down payment$40,000
Amortizationi
Last reviewed August 2026 · rates and rules from Sources & method
What this number means
Canadian mortgages compound semi-annually, not monthly like most online calculators assume — this uses the same math a lender actually runs. Accelerated biweekly and weekly options are shown because they quietly add one extra monthly payment a year, which adds up.
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